Artificial intelligence (AI) is the simulation of human intelligence processes by machines, especially computer systems. Specific applications of AI include expert systems, natural language processing (NLP), speech recognition and machine vision. AI programming focuses on three cognitive skills: learning, reasoning and self-correction.
Enterprises carefully harvest this data and store it for meaningful reuse. Big data is a combination of structured, semistructured and unstructured data collected by organizations that can be mined for information and used in machine learning projects, predictive modeling and other advanced analytics applications.
A blockchain is a public ledger of information collected through a network that sits on top of the internet. It is how this information is recorded that gives blockchain its groundbreaking potential. Using cryptography to keep exchanges secure, blockchain provides a decentralized database, or “digital ledger”, of transactions that everyone on the network can see.
FinTech (a portmanteau of financial tech) is the use of new technology and delivery models to complement or compete with traditional financial service delivery processes. An important focus of the FinTech industry is to develop safer, more cost-efficient business models to support the exchange of money and other measures of value.
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